:root{--ink:#132036;--muted:#5a6578;--line:#dfe4ec;--bg:#f5f7fa;--card:#fff;--brand:#1d4fc4;--brand-dark:#163d99;--accent:#e8a33d;--night:#0f1a2e;--soft:#eaf0fb}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:16px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--brand)}
header{background:var(--night);color:#fff;position:sticky;top:0;z-index:5}
header .in{max-width:1080px;margin:0 auto;padding:12px 16px;display:flex;align-items:center;gap:10px}
.logo{border:1.5px solid #fff;padding:1px 6px;font-weight:800;font-size:13px}.brand{letter-spacing:.14em;font-weight:700;font-size:14px}
header nav{margin-left:auto;display:flex;gap:18px}header nav a{color:#c8d3ee;text-decoration:none;font-size:14px}header nav a:hover,header nav a.on{color:#fff}
.hero{background:linear-gradient(135deg,var(--night),#1b2f57);color:#fff}
.hero .in{max-width:1080px;margin:0 auto;padding:52px 16px 56px}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:700;color:var(--accent);margin:0 0 10px}
.hero h1{font-size:40px;line-height:1.15;margin:0 0 14px;max-width:760px}.hero p{font-size:18px;color:#d5def2;max-width:700px;margin:0 0 24px}
main{max-width:1080px;margin:0 auto;padding:36px 16px 72px}
h1{font-size:32px;line-height:1.2;margin:0 0 8px}h2{font-size:24px;line-height:1.25;margin:44px 0 10px}h3{font-size:18px;margin:0 0 6px}
.lead{color:var(--muted);font-size:17px;margin:0 0 20px;max-width:760px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0}
.card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:20px 22px}
.card .k{font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--brand);margin-bottom:6px}
.card p{margin:0;color:var(--muted)}.card.feature{border-top:4px solid var(--accent)}
table{width:100%;border-collapse:collapse;font-size:15px}th,td{text-align:left;vertical-align:top;padding:10px 12px;border-bottom:1px solid var(--line)}
th{color:var(--muted);font-weight:600;font-size:13px;text-transform:uppercase;letter-spacing:.06em}
.steps{counter-reset:s;list-style:none;padding:0;margin:16px 0;display:grid;grid-template-columns:repeat(5,1fr);gap:12px}
.steps li{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:16px;counter-increment:s;font-size:15px}
.steps li::before{content:counter(s);display:inline-grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--soft);color:var(--brand);font-weight:700;margin-bottom:8px}
.btn{display:inline-block;background:var(--accent);color:var(--night);border:0;border-radius:8px;padding:12px 20px;font-size:16px;font-weight:700;text-decoration:none;cursor:pointer}
.btn:hover{filter:brightness(1.05)}.btn.blue{background:var(--brand);color:#fff}.btn.blue:hover{background:var(--brand-dark)}
.small{font-size:14px;color:var(--muted)}.note{background:var(--soft);border-radius:10px;padding:14px 18px;margin:18px 0}
/* questionnaire */
.qwrap{display:grid;grid-template-columns:220px 1fr;gap:28px;align-items:start}
.toc{position:sticky;top:76px;background:var(--card);border:1px solid var(--line);border-radius:10px;padding:14px 16px;font-size:14px}
.toc b{display:block;margin-bottom:8px}.toc a{display:block;color:var(--ink);text-decoration:none;padding:4px 0}.toc a:hover{color:var(--brand)}
.toc .saved{margin-top:10px;font-size:13px;color:var(--muted)}
fieldset{border:1px solid var(--line);border-radius:10px;background:var(--card);padding:8px 22px 22px;margin:0 0 22px;scroll-margin-top:80px}
legend{font-weight:700;font-size:20px;padding:0 6px}
fieldset .why{color:var(--muted);font-size:14px;margin:6px 0 4px}
label{display:block;font-weight:600;margin:16px 0 5px}
textarea,input[type=text],input[type=email]{width:100%;font:inherit;padding:10px 12px;border:1px solid #c6cedb;border-radius:8px;background:#fff}
textarea:focus,input:focus{outline:2px solid var(--brand);outline-offset:1px;border-color:transparent}
textarea{min-height:70px;resize:vertical}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:0 16px}
.trow{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:10px;align-items:center;padding:8px 0;border-bottom:1px solid var(--line)}
.trow.h{font-size:13px;font-weight:600;color:var(--muted);text-transform:uppercase;letter-spacing:.05em}
.trow span{font-weight:600;font-size:15px}.trow input{padding:8px 10px}
.hp{position:absolute;left:-9999px}
.submit{display:flex;align-items:center;gap:16px;flex-wrap:wrap}
.authbox{max-width:420px;margin:24px auto;background:var(--card);border:1px solid var(--line);border-radius:10px;padding:24px 26px}.authbox input{margin-bottom:4px}.err{background:#fdecec;color:#8a1c1c;border-radius:8px;padding:10px 14px}
@media (max-width:860px){.cards,.steps{grid-template-columns:1fr}.qwrap{grid-template-columns:1fr}.toc{position:static}}
@media (max-width:640px){.grid,.trow{grid-template-columns:1fr}.trow.h{display:none}.hero h1{font-size:30px}h1{font-size:26px}header nav{gap:12px}}